The Hartford Products

Business Owner Policy – (BOP)

Business Owner Policy provides a comprehensive cover for all major property and liability risks, bundling them in one package. This policy essentially combines all the basic insurance coverage necessary for a business owner into a single package for customer convenience.

Business Owner Policy or BOP is perfect for you if you want to keep the cost of premium to a minimum. Since BOP combines all necessary insurance covers, it is naturally a value pack, with a premium lower than the total cost of individual coverage.

BOP provides reimbursement for revenue loss, which results from property loss. Under the policy, insurer will be getting reimbursement for up to one year of lost revenue.

Typically, a business owner policy will include

Business owner and insurance company can agree to add more benefits to a standard business owner insurance policy.